Funding of trust deed investments and mortgages through retirement accounts can provide an excellent investment alternative for individuals that are tired of stock market fluctuations or who would like to have income generating assets in their accounts. Trust deed investments and private money loans have become a large part of the industry, with tens of thousands of trust deeds and mortgages funded on an annual basis.

If you would like to participate in this category using your self directed IRA, you can choose the trust deed investment or mortgages you would like to fund by working in conjunction with your Broker. Title to the trust deeds and mortgages would be held in the name of your TRUST Deed Investment IRA account (First Regional Bank c/f Client Name Retirement Account) with the TRUST tax identification number.

To meet retirement plan guidelines for trust deed investments, notes and mortgages, the borrower cannot be a member of the lender’s immediate family. Also, keep in mind, even private money loans should have reasonable rates within retirement accounts.

While TRUST Administration Services is not a lender or loan originator/broker, we can work with mortgage brokers and their clients or investors to make non-conventional first, second and third loans for trust deed investments within retirement or IRA accounts. The terms of the loan trust deed investments are between the investors and the borrower. Participation loans can also be held in retirement accounts.
Contact your Trust Retirement Plan Specialist to assist with any mortgage, note or trust deed investment transaction.

Prohibited Transactions