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CERTIFICATES OF DEPOSIT OFFER
HIGHER RATES THAN SAVINGS ACCOUNTS


A CD is a type of deposit with a bank or thrift institution that usually offers a higher rate than a traditional savings account. And, different from other investments, a CD includes Federal Deposit Insurance up to $250,000.

When you purchase a CD, you commit to a certain amount of money for a fixed period of time. Consult Trust Administration Services for the various maturities available. In exchange, the bank pays interest to your account. The interest can vary depending on the time period. When you cash in the CD, you get back the original investment plus the interest. If you cash the CD in before that time you may have to forfeit a portion of the interest.

CD’s can be held in a retirement account through Trust Administration Services. Title to the CD would be held in the name of your IRA account (FDIC as Receiver for First Regional Bank c/f Client Name) with the TRUST tax identification number.

Contact our Customer Service Department for help completing the certificate of deposit transaction.

Prohibited Transactions
 
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TRUST is a leading personal management provider of self-directed IRA retirement accounts, retirement planning services, real estate IRA and IRA custodian accounts. Access the largest diversification options for your investments with our retirement planning services. Trust Administration Services. TRUST does not sell investments nor provide investment advice, and all transactions are at the direction of the accountholder and/or their designated financial representative. Investment products are not FDIC insured, not guaranteed by the bank and may lose value.