Trust Administration Services

	BUSINESS RETIREMENT PLANS 401K


	>	SEP IRA

	>	SIMPLE IRA

	>	INDIVIDUAL 401K

	>	PROFIT SHARING

	>	MONEY PURCHASE

	>	401K

	>	DEFINED BENEFIT

	>	BUSINESS RETIREMENT PLANS COMPARISON CHART

401K PLANS GIVE EMPLOYEES AND SELF-
EMPLOYED INDIVIDUALS MORE OPTIONS
TO SAVE FOR RETIREMENT

A 401K plan or Individual 401K plan is Qualified plan where employees or the self-employed, can choose to contribute a portion of their cash wages on a tax-deferred basis. This plan is good for companies that have established cash flow. It also offers employees the largest number of options. The wages that are deferred are not subject to income tax and they are not included as taxable wages. They are included as wages subject to Social Security, Medicare and Federal unemployment taxes.

A qualified plan can include cash or deferred arrangement only if it is a Profit-Sharing Plan or a Money Purchase Plan, in existence on June 27, 1974. Contact our Customer Service Department to discuss eligibility requirements as well as other qualified retirement plans.

Eligibility
Contribution
Distribution

TRUST is a leading personal management provider of self-directed IRA retirement accounts, retirement planning services, real estate IRA and IRA custodian accounts. Access the largest diversification options for your investments with our retirement planning services. Trust Administration Services. The Federal Deposit Insurance Corporation has been appointed as Receiver for First Regional Bank and its Trust Administration Services division. TRUST does not sell investments nor provide investment advice, and all transactions are at the direction of the accountholder and/or their designated financial representative. Investment products are not FDIC insured, not guaranteed by the bank and may lose value.